Investor Programs
The Immigrant Investor Program is a government initiative aimed at helping business investors and their families gain entry to Canada by making an investment in the country’s economic development and fuelling job creation.
As a qualified Immigrant Investor, you and your immediate family can obtain Canada Immigration (Permanent Resident) Visas by investing CAD$800,000 for five years under the Federal Program (applicants intending to reside anywhere in Canada, except Quebec) or the Quebec Program (applicants intending to reside in the province of Quebec). Both programs are Government guaranteed, assuring that your CAD$800,000 will be reimbursed in full, without interest, at the end of five years.
The table below summarizes the eligibility requirements of both the Federal and Quebec Programs.
| Requirements |
Federal Investor Program |
| Intended destination |
Anywhere in Canada, except Quebec |
| Minimum net worth |
CAD$1,600,000 legally obtained |
| Business and/or Management Experience |
Management and ownership of a qualifying business, as defined under the Regulations, OR Management of 5 employees in a business |
| Investment |
CAD$800,000 for 5 years, Government guaranteed 0% interest. Financing is available |
| Miscellaneous |
Medical examination and security background check |
|
| Requirements |
Quebec Investor Program |
| Intended destination |
Province of Quebec |
| Minimum net worth |
CAD$1,600,000 legally obtained |
| Business and/or Management Experience |
| • |
Have, alone or with his accompanying spouse, including de facto spouse, net assets of at least $1,600,000 CAN obtained legally, excluding the amounts received by donation less than six months before the date on which the application was filed. |
| • |
Have experience in management in a legal farming, commercial or industrial business, or in a legal professional business where the staff, excluding the investor, occupies at least the equivalent of two full-time jobs, or for an international agency or a government or one of its departments or agencies; |
|
| Investment |
CAD$800,000 for 5 years, Government guaranteed 0% interest. Financing is available |
| Miscellaneous |
Medical examination and security background check |
|
Features of the Investor Program
 |
Investors are not required to start a business in Canada; |
|
Investments are fully guaranteed by provinces and territories that participate in the program; |
|
The provinces and territories control the investment during the five year lock-in period; and |
|
No immigration conditions are imposed upon admission to Canada. |
Financing Options Available
If you do not wish to make the full CDN$800,000 mandatory investment, our firm is able to arrange a financing option for you. Our firm has entered into agreements with various Canadian financial institutions to obtain financing.
Advantages of Financing:
|
Limit your investment to as little as CDN$220,000 |
|
You need only CDN$220,000 of liquidity as opposed to the normal requirement of CDN$800,000, while still meeting all of the requirements of the program. |
|
Free up the monies that you are not required to transfer for other investments. |
Download
*This is just a brief overview of the program, the rules and the $ equivalent are subject to change.
